About six months ago, I added a gandkid to my auto insurance. What a whack that was to my checkbook, but we did what we had to do. He left in January to begin a career in the Army, so he's off my insurance and the premiums went down to something that approaches rational.
Just an hour ago, I added the second grandson to the insurance. He's been living with us for the past two years and it's time for him to start driving. My insurance is whacked again.
Louisiana reportedly has the 2nd-highest insurance rates in the US. Yet, having a teenager on your policy sure does put a dent in the checkbook. He'll be 18 in August and off to college, so we'll get him his own policy and transfer his ride over to him. Hopefully, my premiums will revert to something approaching reasonable.
But, Louisiana still has the 2nd-highest insurance rates in the US. Out legislature needs to enact tort reform and give us all a break.